Finances

·         “We have earthly debts and heavenly debts. Let us be wise in dealing with each of them.” –Elder Joseph B. Wirthlin in “Earthly Debts, Heavenly Debts” (April 2004 General Conference)

·         “Some debt—such as for a modest home, expenses for education, perhaps for a needed first car—may be necessary. But never should we enter into financial bondage through consumer debt without carefully weighing the costs.” –Elder Joseph B. Wirthlin in “Earthly Debts, Heavenly Debts” (April 2004 General Conference)

·         “…we can organize our families based on clear, simple family rules and expectations, wholesome family traditions and rituals, and “family economics,” where children have household responsibilities and can earn allowances so that they can learn to budget, save, and pay tithing on the money they earn.” –Elder L. Tom Perry in “Becoming Goodly Parents” (Oct. 2012 Ensign)

·         “…the law of tithing is not a remote Old Testament practice, but a commandment directly from the Savior to the people of our day.” –Elder Dallin H. Oaks in “Tithing” (April 1994 General Conference)

·         “Some people say, ‘I can’t afford to pay tithing.’ Those who place their faith in the Lord’s promises say, “I can’t afford not to pay tithing.’” –Elder Dallin H. Oaks in “Tithing” (April 1994 General Conference)

·         “Tithing is a commandment with a promise.” –Elder Dallin H. Oaks in “Tithing” (April 1994 General Conference)

·         “Tithe paying is evidence that we accept the law of sacrifice. It also prepares us for the law of consecration and the other higher laws of the celestial kingdom.” –Elder Dallin H. Oaks in “Tithing” (April 1994 General Conference)

·         “‘For the earth is full, and there is enough and to spare; yea, I prepared all things, and have given unto the children of men to be agents unto themselves.’” –Elder D. Todd Christofferson in “Come to Zion” (Oct. 2008 General Conference)

·         “We control the disposition of our means and resources, but we account to God for this stewardship over earthly things.” –Elder D. Todd Christofferson in “Come to Zion” (Oct. 2008 General Conference)

·         “Materialism is just one more manifestation of the idolatry and pride that characterize Babylon. Perhaps we can learn to be content with what is sufficient for our needs.” –Elder D. Todd Christofferson in “Come to Zion” (Oct. 2008 General Conference)

Position Statement:

I have learned, especially since I’ve been on my own, that maintaining finances is a very critical and important aspect in our lives. I know that I, personally, have problems with saving my money and not spending too much money on things that are needed. I also think that timing is important when it comes to finances, especially saving money, because I need to work on not spending money, if it isn’t needed. I usually only spend money on things that are necessary, like food, but I could definitely work on using my money more wisely and at the right times. Also, tithing is super important to remember and I know that if we pay our tithing, everything else will work out.